Tulare County
Facts for Tulare County Consumers
(Spring, 1997)

Disclaimer:This newsletter is geared towards a Tulare County audience and may not be applicable to other geographical areas.

UCCE Tulare County
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For more information contact: Cathi Lamp, Nutrition, Family and Consumer Sciences Advisor,
cllamp@ucdavis.edu

In This Issue

  • Ten Reasons to Turn Off the TV
  • Tips for Time-Pressed Cooks
  • Pesticides and Cancer Risk
  • How Much Car Can You Afford?
  • Special Programs for Women's Health
  • Master Gardener Available
  • Iced Tea and Food Safety
  • New UC Cooperative Extension Web Page

    Ten Reasons to Turn Off the TV

    Do you feel pressed for time? Turn off the television to expand your schedule and boost your health. Consider this: If you watch TV three hours every night, that adds up to almost 1,100 hours each year? And that doesn't include extra viewing on weekends or during the day.

    Does television viewing affect your health? Apparently so. Obesity is almost twice as common in people who watch three to four hours of TV daily as in those who watch less than one hour. This link or interaction may be explained by the decrease in activity and the high-fat snacking that often accompany TV watching. And obesity, high-fat foods and lack of exercise may all affect the risk of cancer and heart disease.

    Now that you've found some free time, spend it with care. Choose activities that benefit your health or your enjoyment of life. Here are some ideas.

    1. Exercise.

      Take a walk, try a new sport, or return to an old one. Is your TV viewing at a time of night when exercise would be difficult? Adjust your schedule so that the exercise comes earlier in the day, with activities usually in that block of time postponed to replace TV later on.

    2. Enjoy a hobby.

      Or revive an old one. While many hobbies lack the physical benefits of exercise, they are often more completely relaxing than television watching or the snacking that often accompanies it.

    3. Take a class.

      Or get a friend to teach you something you've always wanted to learn.

    4. Do something "useful."

      If you have projects you have been waiting to work on, here's your chance. Just a short time several days each week can make that insurmountable task easy to accomplish.

    5. Look for low-fat recipes.

      You can try a new one each week.

    6. Plan a week's dinner or lunch menus.

      That just-before-dinner panic will vanish, healthy meals will be easier than ever, and time wasted on extra trips to the grocery store will be a thing of the past.

    7. Get organized.

      Plan your garden, browse catalogs for holiday or birthday gift ideas, clean out a closet, or map out a job-hunting strategy.

    8. Enjoy others.

      Invite a friend or family member to play cards or a board game, or telephone or write someone you care about. Research has found that positive social interaction plays a vital role in good health, and that television viewing usually does little to promote positive relationships.

    9. Volunteer your time.

      Whatever your interests and skills, someone old or young needs you. In helping, you may gain as much satisfaction as those you help.

    10. Enjoy life.

      Choose an activity that enhances the quality of your life. Listen to music or make your own. Play with your pet. Look through old photos and cherish your memories.

    Source: American Institute for Cancer Research NEWSLETTER, Spring 1993, Issue 39.

    Tips for Time-Pressed Cooks

    Does a hectic schedule leave you short on time and playing short order cook? Relax! You can enjoy healthful, homemade meals on even the most hectic nights. Just invest an hour or two in the kitchen on a Sunday afternoon or prepare a larger quantity of a family favorite on a less-busy weeknight. The following tips will help you pull together delicious, nutritious entr‚es that are ready to serve from the fridge or freezer.

    Stock Your Icebox
    Love Those Leftovers
    Prepare one of your favorite entr‚es in quantity over the weekend, then set some aside for another meal during the week. Consider these options: Source: American Institute for Cancer Research NEWSLETTER, Spring 1997, Issue 55.

    Pesticides and Cancer Risk

    Although most pesticide worries are about plant foods, pesticides can also enter our diets through meat and dairy products. However, a 1996 report by the National Research Council of the National Academy of Sciences concluded that both synthetic and naturally-occurring pesticides are consumed at such low levels that they pose little threat to human health. The report - which looked at data on more than 200 known carcinogens in food - stated that diets rich in calories, fat and alcohol pose far greater cancer risk in the United States than pesticides and other chemical residues.

    Many other health authorities have also examined studies on the effects of pesticides in the diet. They include former Surgeon General Dr. C. Everett Koop, the American Dietetic Association and the American Medical Association. Their findings support government recommendations, concluding that the benefits of a diet rich in fruits and vegetables are more significant than any pesticide-related risks. In fact, dietary guidelines from most major health groups recommend eating at least five servings of fruits and vegetables a day to reduce the risk of cancer, coronary heart disease and many other serious, chronic illnesses.

    What You Can Do to Minimize Risk

    There are some practical steps you can take to reduce your exposure to pesticide residues. AICR recommends:

    So enjoy those spring greens and other nutritious fruits and vegetables. Study results from health authorities show these foods are a boon to your health, and simple measures taken at home should make them safer than ever.

    Source: American Institute for Cancer Research NEWSLETTER, Spring 1997, Issue 55.

    How Much Car Can You Afford?

    Deciding if you can afford a car, whether new, used, or leased, requires putting common sense above emotions. Most car dealers have little concern for your ability to afford a car. If you are unable to make the payments, they get the car and the money--while you get a bad credit record. If you are financing a car remember that excluding mortgage or rent payments, your credit payments (including car payments, credit cards and other loans) should not be more than 15 to 20 percent of your monthly take-home (net) pay. Total car expenses including payments, insurance, maintenance and operating costs should not exceed 25 percent of your net income per month.

    Use the Calculating Car Costs sheet at the end of this article to figure out the true cost of owning a car. One cost not covered on the form is the cost of depreciation. Depreciation is the loss in value of the car due to the age and wear and tear on the car. It is the difference between what you paid for the car and how much you can sell the car for. A new car can lose between 13 and 31 percent of its value in the first year. The second year cars typically lose another 13 to 15 percent, followed by 11 to 12 percent in the third year. A $20,000 new car can be worth only $11,890 when it is two years old. Depreciation is the single greatest expense of owning a car.

    What can you do about depreciation? Some cars hold their value better than others. Study consumer used car price guides to determine which cars have a higher expected resale value. Another option is to consider buying a used car. The rate of depreciation goes down as the car gets older.

    Another costly car mistake is not knowing the terms of your car lease. When leasing a car, be sure to read and understand all of the terms of the lease. Many leases require the car owner to pay stiff penalties at the end of the lease, some amounting to thousands of dollars.

    After your housing costs, car costs are the next largest expense for most people. Making good decisions about car purchases can contribute to your financial well-being.

    Calculating Car Costs

    Cars can cost much more than the monthly payment

    Fill in the information below to determine your yearly and monthly costs of owning a car.


    Loan Paymentsmonthly payment$__________ x 12=$__________
    total loan payments
    Insurance
    (annually)
    liability
    collission
    comprehensive
    medical
    other
          penalty for lapse in
    liability coverage
    $__________
    $__________
    $__________
    $__________
    $__________

    $__________






    =$__________
    total insurance
    Fees and Taxes
    (annually)
    license registration
    personal property
         tax - county & city
    smog test
    driver's license
    $__________

    $__________
    $__________
    $__________




    =$__________
    total fees & taxes
    Operating
    (annually)
    gasoline
         (mileage per year divided by
          mileage per gallon x
    gas price per gallon)
    $__________=$__________
    total operating
    Maintenance
    (preventive/safety
    precautions)
    belts, hoses-
          1x every four years
    oil/filter/lube-
         at least 2x per year
    tune-up-
         at least 2x per year
    $__________=$__________
    total maintenance
    Set-Aside
    (other maintenance
    and repairs as needed)
    battery- 3-4 yrs.
    brakes -3-4 yrs.
    shocks/struts -3-4 yrs.
    major repairs-
          alternator, air cond.,
    cooling system, etc.
    $__________ (per/yr)$__________
    total set-aside
    Total Yearly Costs=$__________
    divided by 12
    Total Monthly Costs=$__________

    Special Programs for Women's Health

    Women who care for others sometimes forget to take care of themselves. Annual Pap tests, breast examinations and mammograms are very important for women to take care of their health. Women who don't have health insurance, or who have high deductibles, can get help with free examinations through two programs: the Breast Cancer Early Detection Program (1-800-604-6789 or 221-6315) and the Breast and Cervical Cancer Control Program (685-2535 ask for Rhonda or Esther).

    Another program is available to women who are diagnosed with breast cancer and do not have a way to pay for treatment. This program can cover the cost of surgery, radiation therapy, chemotherapy or hormone therapy. To find out more about this program contact the California Breast Cancer Treatment Fund Program at 221-6315.

    These programs are not well known, so please share this important information with family and friends.

    Iced Tea and Food Safety

    As the weather warms up, so does our thirst for refreshing beverages. Iced tea is a summer time staple in many households. The Cincinnati Department of Health officials issued guidelines for preparing iced tea when they found that several brands of loose tea and tea bags contained harmful bacteria. They recommend that tea be steeped in boiling water (at least 175 degrees Fahrenheit) for about five minutes. Hot tap water or the sun is not sufficient to kill the bacteria. It is also recommended that iced tea be refrigerated or held at room temperature no more than eight hours.

    Source: Communicators' Alert

    New U.C. Cooperative Extension Web Page

    The Nutrition, Family and Consumer Sciences Program in Tulare County now has available a web page for interested consumers and professionals. The web page address is http://www.ucce.tulare.ca.us/nutri.htm and can be accessed on the Internet. Readers can select newsletters, food and nutrition news releases, upcoming events and links to other good sources of nutrition, family and consumer science information.

    Master Gardeners Available

    Master Gardeners, trained by University of California Cooperative Extension, are available to answer your gardening questions. The volunteers are available Tuesdays and Thursdays from 9:30 to 11:30 AM. To reach them please call (209) 733-6401.


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    Revised: April 15, 1997